Der Finanzplaner

Serious financial consultancy used to be the exclusive domain of professional agents and large financial corporations. “Private Financial Consultant” is the first software which, though it was created with private households in mind, is not in any way inferior in regard to functionality or quality to the software intended for the professional sector.

Complicated and ever-changing regulations mean that it is more difficult to make long-term plans for private finances and household budgets. It was for this reason that “Financial Consultant” was created. On the basis of the data that is entered by the user, the program generates an exhaustive and comprehensive account of your financial situation at that point in time and a long-term analysis of financial liquidity allowing for a variety of scenarios. On this basis the program automatically produces valuable advice on planning your household budget and private property investments.

The most important functions and properties of the software:

• High precision of analyses through consideration of all the essential data of a private household: civil status, sources of income - taking into account the method of their taxation - financial situation, fixed assets, expenditures, loans, insurance, etc. The expenditures are grouped into separate categories, e.g. car, hobby, education, holiday. There is also the possibility of taking in to account one-time and periodical expenditures.
• Simulation of the future financial liquidity: Taking into account such factors as inflation, income growth, a change in prices for the rental of apartments, the software performs a simulation of the financial situation for the upcoming 5 years.
• • Calculation of the maximum amount of planned investments and credits: the software specifies their amount in order to not disturb the financial liquidity of the customer.
• Risk analysis: During the simulation, the software takes into account such scenarios as inability to work, a decrease in income, or the death of one of the spouses. This allows insurance gaps and insufficient risk coverage to be discovered.

Owing to these functions, the financial consultant is suited perfectly to:

• Optimisation of expenditures,
• Optimisation of insurance cover,
• Planning an investment,
• Planning the financing of children’s education,
• Planning for a secure retirement.

Doradca finansowy consultant is complex software with expanded functionality. Therefore, one of our greatest priorities was to ensure high usefulness and easy operation. The intuitive interface leads the user step by step through the data collection process.

The balance sheets generated by the software are clear and transparent. In this way, the financial consultant gives an effective and cheap possibility of planning the household budget on one’s own, without the need for the costly help of a professional consultant.

Since November 1st, 2007, the German version of the software under the name “Der Finanzplanner” has been distributed in a large circulation in cooperation with the consulting office “Analytica Finanz Research” and the publishing company “Akademischer Verlag”. “Der Finanzplaner” came out in a well-known publishing cycle “Geldtipps” (Financial tips).

The software is also available in the “Executive “ version: It has all the properties of the standard version, however it was additionally designed as a multi-available application with its own CRM-Engine. In this way, this version is perfectly fit for professional application in the banking, finance and insurance sectors.